My credit score is one of the most important aspects of my personal finances. In dealing with my credit score the credit companies can work out whether I am a credit risk or whether they can give me a loan. That is why I try to ensure that I know my credit score and try Read more
Debt settlement is a process which is initiated by the borrower once he fails to pay the extra amount that has accumulated over the time because of his inability to repay his debt. The borrower fails to make the monthly payments and this accumulates the money adding the unpaid monthly amount and interest on that Read more
When you stop paying the monthly installments, the minimum installments, of the creditor, the credit keeps adding up, that results in late fee and on-going interest. When this balance increases, the debtor looks to enter into a debt settlement either through a lawyer or through the debt settlement companies. The settlement companies may charge a Read more