Retirement comes as a surprise to many. The people don’t bother to think about it when they are young and they make no preparation to meet the retirement event. The people generally give it only a little thought and they do not take it seriously as it seems years away and then suddenly its time to retire and start a new life.

The retirement age is 65 but there are companies who offer the early retirement. Then there are also people who do not want to take this opportunity and there are yet those who want to keep working even after retirement to keep them busy and physically active.

The job and the profession create a community and the people who are not willing to leave that community find it really hard to retire. They like the community as it gives them the sense of achievement and accomplishment which they will not have once they have retired.

The people who have lived a fast paced life find it difficult to live a leisure life. They are habitual and want to keep the life at the same pace. Some people like the slow paced life that they get after the years of hard work and they tend to spend more and more time with their family and friends once they have retired. This is just one benefit of retired life and there are many other things that make the retired life a golden life for many people.

There are also people who are waiting for the company to give the right package or a bonus and this also delays retirement. The people keep waiting for that and they delay and some times fear the retirement. The people keep waiting because they are not sure whether they are getting the right package for the retirement or not. They keep up the hope for a better package that they might not get even after waiting for years.

There are chances that you can get benefit from the early retirement as well. There are plenty of companies that are offering early retirement these days. You can check if that gives you an extra benefit and if it does so, you can consider early retirement as well.

There are certain people who fear retirement and they are not willing to retire because the Medicare that that the company offers will start when the age of the employ reaches 65. The Medicare is expensive and the employee waits for the right time to retire. Such people want to avail the medical facilities that will come after the retirement and they delay the retirement in the process.

If a company offers an early retirement then the employ should consider it pretty seriously. Because if the company fails to do a good business in future, it may take such offers back and the resulting retirement package may not have the best offers available. So when a chance comes, consider taking it if it benefits you.

The most important reason that keeps the people working is nothing of the above and it is something else. Most of the people keep delaying the retirement because they feel that they can stay active and can do more at the job.